Richard Airey

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Richard Airey

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What is an ARM loan?

What is an ARM loan?

While fixed-rate loans are one of the most popular choices for mortgage loans, there is another choice: the adjustable-rate mortgage or ARM loan. If you’ve ever wondered what an ARM loan is or why anyone would want one, here is what you need to know

Jun 17, 2020 | Adjustable Rate Mortgages

How Has the CORONAVIRUS Affected Mortgages?

How Has the CORONAVIRUS Affected Mortgages?

Six ways the CORONAVIRUS Pandemic has affected the Mortgage Market: What Consumers Need to Know   The Coronavirus pandemic has had a profound effect on our society, with a tragic loss of human life and crippling of our economy. From retail to travel to

Jun 09, 2020 | mortgage covid-19

Understanding Mortgage-related Insurance

Understanding Mortgage-related Insurance

When you buy a home with a mortgage, you will be required to pay all sorts of insurance, including homeowner’s insurance, title insurance and private mortgage insurance. What are all these policies and why do you have to pay for them? Homeowner&rsq

Jun 03, 2020 |

What is Mortgage Insurance?

What is Mortgage Insurance?

If you’re buying a home but don’t have a sizable down payment to invest, your best option may be a loan that charges mortgage insurance, such as an FHA or VA loan. Since all lending is based on risk, there may be some cases where the lender wouldn’t want

Feb 28, 2020 | mortgage

10 Things You Should Know About Credit Before Buying a Home

10 Things You Should Know About Credit Before Buying a Home

10 things you should know about credit before buying a home.   Homeownership is still the bedrock of a strong financial future, with more than 64% of Americans owning their own home now and many more to come thanks to record-low interest rates. But no m

Feb 12, 2020 | refinance credit buying credit score

VA Home Loans

VA Home Loans

All you Need to Know About VA Loans VA home loans are one of the best mortgage programs available today. Veterans of the military, as well as certain active members, may be eligible to receive 100% financing at low, competitive interest rates and with fl

Jan 21, 2020 | VA Loans mortgages loans