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Blog Image: Merry Christmas and Happy New Year

Merry Christmas and Happy New Year

All of us at First Financial Mortgage would like to wish you a Merry Christmas and a Happy New Year! We hope that 2021 is a year full of happiness, health and prosperity for you and your loved ones. All the Best, First Financial Mortgage

December 23rd, 2020 | Refinancing a Home, Credit, Home Equity, Merry Christmas and Happy New Year

Blog Image: New FICO “Resilience” Credit Score Could Help Borrowers

New FICO “Resilience” Credit Score Could Help Borrowers

As the U.S. economy reels from record-high unemployment and continued COVID-19 shutdowns, the Fair Isaac Corp. (FICO), a global analytics company and producer of the FICO credit score, released a new credit index recently it hopes will keep mortgage lending and other loans flowing during these unprecedented times. After reviewing over 70 million consumer credit files from the Great Recession, FICO found that the majority of consumers - including those with lower credit scores - kept up with their financial obligations even during that time of double-digit unemployment and devastating h...

July 15th, 2020 | Credit, New FICO “Resilience” Credit Score Could Help Borrowers

10 Things You Should Know About Credit Before Buying a Home

10 things you should know about credit before buying a home.   Homeownership is still the bedrock of a strong financial future, with more than 64% of Americans owning their own home now and many more to come thanks to record-low interest rates. But no matter who you are, how much money you’ve saved, and whether you’re buying your first home or downsizing in retirement, your credit score is fundamental to qualifying for a mortgage. Here are 10 things that you should know about credit before applying for a loan and buying a house! Start early. It is...

February 12th, 2020 | refinance, credit, buying, credit score, 10 Things You Should Know About Credit Before Buying a Home